Tuesday, August 20, 2013
Obamacare: The Hodgepodge and Ripple
Effect
A heterogeneous mixture, jumble.
Definition, Hodgepodge
A gradually spreading influence.
Definition, Ripple Effect
Obamacare
has been called a lot of things – a morass, a maze, a smorgasbord, fiendishly complicated,
a monstrosity, a train wreck, a signature
political achievement, the path to single-payer.
Designating
it as “hodgepodge” is new (Tom Wilemon, “Paying for Obamacare: Some Feel
Singled Out: The Affordable Care Act Generates Revenue Through a Hodgepodge of
New Taxes , Financial Penalties , and IRS Rule Changes,” The Tennessean, August 18, 2013)
Hodgepodge is an alteration of Middle English hochpod, from the Old French hotchpot, a stew.
A “ stew, ” of
course, is a mixture. Obamacare is
definitely a mixed collection of different ingredients.
As Jonathon
Oberlander, a health analyst at the University of North Carolina, explained,
“The law is
not a single program. It is a collection of mandates, public insurance expansions, and regulations
that affect different groups of Americans in different ways at different
times.” ( Jonathon Oberlander, “The Future of Health Reform,” New England Journal of Medicine,
December 9, 2010).
Obamacare is
a mixed collection of reforms that will have
a ripple effect. As Obamacare spreads, it will
affect every American personally. It will send ripples throughout the healthcare and general economy. It will
hit medical device makers with excise taxes on profits, high income individuals and families with
$400 billion of new taxes, young people
with higher premiums, businesses with
penalties for not insuring workers, and
doctors and other health professionals with a paperwork blizzard of 2000 pages of new regulations. It will, on the other hand,
provide new benefits to 30 million
Americans.
In his book Obamacare Survival Guide, journalist Nick J. Tate says Obamacare
contains good news and bad news for Medicare recipients, individuals with
employer-based insurance, individuals
with private health insurance, the uninsured, Medicaid recipients, and health
professionals. The big winners will be
the uninsured, those with pre-existing conditions, and young adults under 26
covered under their parent’s plans. The big losers will be Medicare recipients,
small businesses, health care innovators, physicians,
unions, and individuals and small
group members who will pay higher health
care premiums.
When talking
of Obamacare and its implementation, critics are fond of telling the story of
boiling a frog as a metaphor. If you
drop a frog into boiling water, it will frantically clamor to jump out of the
pot. But if you place the frog in
tepid water and turn the heat on low, say for 4 years as is the case of
Obamacare, it will tranquilly float in
the water and will allow itself to
suffer a slow death, to stew in its own
juice until government takes over. That, at least, was the theory before
Obamacare remained unpopular. Obama
supporters will counter by saying, “ It’s about time we had a government-run
system, just like other advanced societies.”
Maybe
so, but it will take a every bit of the $684 million devoted to themarketing effort
to sell Obamacare to the “young invincibles” for services they do not think
they need and do not think they can afford to pay, given their low incomes and rate of uenployment.
But make no
mistake about it. If Obamacare is carried out as planned over a ten year span, it will transform American society by making
it more dependent on government. It will entail a massive government overhaul that will affect us all: the insured, the uninsured, senior citizens,
taxpayers, the affluent, working families, the poor, the unemployed, children
under 18, young adults 18 -29, illegal aliens, large and small businesses,
unions, doctors, health care
professionals, nursing homes, insurance
companies, and drug companies.
Because of
its vast scope and its gradual introduction over a ten year period, Obamacare
will spread into every corner of American society with a mixture of consequences including hidden taxes, penalties, and fees, access for care and protections for the
uninsured , and rising costs for the rest of us. It may be worth it. That is up to voters to decide. Once implemented, however, the Obamacare
hodgepodge will be hard to dislodge.
Tweet: Obamacare
is a ten year hodgepodge of mandates, public insurance expansions, and
government regulations that will affect every American.
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