Saturday, April 26, 2014
Delay
in Pre-Existing Insurance Plan: The Crown Jewel of ObamaCare**
The
most prized asset of an organization or political group
Crown Jewel Definition
The Obama administration has stopped taking applications for
its Pre-Existing Condition Insurance Plan (PCIP), the crown jewel of ObamaCare, for 30 more
days, due to lack of funding.
To date,
PCIP has served 135,000 people.
PCIP joins other ObamaCare delays:
the employer mandate, delayed until 2015, delays of caps of out-of-pocket spending, delays on penalties for those whose plans
have been cancelled.
Is nothing sacred with the health law? This is only one of more than 30 changes the
administration has made in the law. But
this change may be the most telling.
From the beginning, insurers were
made the scapegoat for denying policies
for Americans suffering from
pre-existing conditions. The numbers
said to suffering from these conditions were said to be 135 million. But it was never clear how many of these 135
million had actually ever been denied
coverage, and it was never clear how much this provision would drive up
premiums.
But one thing was abundantly clear. Removal of insurers’ ability to deny
coverage for pre-existing conditions was immensely politically popular. It was always the first explanation out of
the chute when justifying ObamaCare.
Even Republicans embraced it,
saying they would keep the PCIP provision even if ObamaCare were replaced or
repealed. Denial of coverage for PCIP
simply appealed to the Americans sense of fairness on all sides of the political aisle.
But PCIP may be one of those issues
that really has little to do with health
reform costs, but everything to do with political palatability.
Tweet: The Obama administration has delayed for 30
days applications for Pre-Existing Condition Insurance, ObamaCare’s crown jewel.
**(If you wish
to comment or need more information, email me at doctor.reece@gmail.com, or call me at 1-860-395-1501. I am
available for writing columns or articles and for speaking engagements.
I would be happy to publish your comments on my blog, which is currently
getting 4000 to 6000 page views each day.)
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