‘Substandard” Health Plans
“If you had one of these substandard plans before the Affordable Care Act became law, and you really liked that what we said, under the law, you have got to replace them with quality, comprehensive coverage.”
President Barack Obama, Boston Political Rally, October 30, 2013
In Boston yesterday, President Obama blasted health insurer “bad apples” by saying these insurers were offering “substandard” plans. By “substandard,” he meant those 19 million existing health plans that did not contain the 10 “essential benefits” his administration considered “standard”.
These “benefits” include:
Never mind if you do not need or want these benefits. Never mind if they do not apply to you, your family, or your health situation. Never mind if you can afford them or not. Your pre-existing plans that do not have them are kaput. According to the law, insurers will have to cancel them, and you will have to shop around on healthcare.gov or state exchange websites to replace those substandard plans.
Message Raises These Questions
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Tweet: Insurers must cancel all “substandard” health plans that do not contain 10 essential benefits mandated by the health law.