Saturday, March 29, 2014
Ten Useful Ways of Looking at ObamaCare
Numbers
Calculated over decades
to come the number of lives saved is likely to total in the thousands, if not
the millions. And that will be the true test of the Affordable Care Act as a
historical accomplishment for Barack Obama and his administration.
John Irving, “Numbers
We’d Rather Be Talking About, “ The
Health Care Blog, March 29, 2014
John Irving, executive editor of The Health Care Blog,
perhaps the most widely read of the health care blogs, has provided 10 ways of
looking at those health care numbers everybody will be commenting on as
the first six months of ObamaCare
enrollment comes to a close on March 31.
Irving concludes that, in the long
run, will be a good thing, resulting in
thousands, if not millions, of lives saved.
He comments,
“You can forget the nonsense we’ve been
hearing about Obamacare costing the lives of thousands of Americans by taking
their health coverage away from them. There is a difference between
losing your coverage temporarily because the system is in transition and losing
it and knowing that you’ll never be able to get it back. Ever.”
In
other words, all this talk about the
negative effects of ObamaCare is temporary
and people who lost their coverage will get it back.
I
do not share Irving’s confidence.
Here
are Irving’s 10 numbers he says we should be looking at. The words describing these numbers are Irving’s,
not mine.
One, FUDs
The number of people who are innocently living their lives thinking they
have bought health insurance, but who, for one reason or another, be it
technical glitch, bureaucratic incompetence or technicality – are going to wake
up one morning not long from now and discover that they do not have health
insurance.
Two, 404s : The number of people applications lost in the system, either as a result of the
Healthcare.gov fiasco or because their application is sitting forgotten on
somebody’s desk somewhere or in a laptop.
Three, CANCELS The number of people
who had their insurance plans cancelled by insurers on the grounds that they
did not meet the standards set by the Affordable Care Act.
Four, UNCANCELS: The number of people
who had their plans cancelled by the health insurers only to have them declared
“uncancelled” by the Obama administration or their state.
Five, BUMPS: The number of people
who have been “bumped” out of network and are being forced to change doctors.
What’s going on? In gamification terms, bumps make things more exciting.
In real life, they suck. Getting bumped off a flight is annoying, getting
bumped in the health care system is potentially life-threatening.
Six,
PRE-EXs:
The number we should talking about is the number of people who’ve signed up for
insurance under Obamacare who would have never been able to buy insurance under
the old, evil healthcare system that discriminated against people with
previously existing conditions like cancer, high blood pressure and HIV/AIDS.
Seven,
NETWORKS and DOCS: Once
we figure out how many people have signed up for Obamacare we’re going to have
to figure out what they bought. What kind of coverage is Obamacare providing?
We won’t understand the new healthcare system we’ve built until we’ve mapped
and understood the networks that are organizing under the new rules. How many
docs and hospitals are participating in each?
Eight,
YOUNG ADULTS: Based
on early reports, there is reason to think this number was looking like it was
going to be a lot lower than the administration wanted it to be, a fact which
terrified the people at health plan responsible for managing risk.
Nine,
TRUE ENROLLMENT:
Yes. Yes. We know. If you’ve heard it once you’ve heard it a hundred times. The
number of signups doesn’t mean anything. The QHPs the White House is
talking about aren’t real. They are a proxy. What matters is true enrollment:
the number of people who were able to successfully sign up and pay their first
premium.
Ten,
LIVES SAVED: As
we speak Nate Silver or a smart person who looks and sounds a lot like Nate
Silver is sitting at a computer in a darkened room somewhere trying to come up
with a reliable quantification of the number of lives the Affordable Care Act
has saved and will save by shielding people from the barbaric US healthcare
system.
Thoughtful Discussion
In the course of his thoughtful discussion of the
significance of these numbers, Irving says some of these numbers are difficult to quantify. Some we will never know. What counts is whether ObamaCare will save lives over the long term. That is a hard number to know at this point.
Perhaps good intentions will prevail.
Perhaps the unforeseen negative consequences will trump good intentions.
Tweet: John Irving, executive editor of The
Health Care Blog, has provided 10 useful
insights into what ObamaCare enrollment numbers mean.
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