Health
Reform and the English Language
As
soon as certain topics are raised, the concrete melts into the abstract.
Politics
and the English Language (1946)
All
animals are equal, but some are more equal than others.
Animal
Farm
( 1945)
George
Orwell (1903-1950)
Last night, on the Mike Hukabee show, three Obamacare
panelists complained about the “one-size-fits-all” approach to health
reform. They stressed this approach dramatically raises health care costs for all Americans.
As
I watched, I thought immediately of George Orwell’s classic essay “Politics and
the English Language.” In his essay, Orwell notes that vague abstract
terms often replace critical thinking.
I was reminded of the story of the husband and wife
watching their children play in the newly laid concrete in front of their
home. The children’s play infuriated the
husband. The wife commented, “ But, Dear,
I thought you loved children!” “I do,”
he replied, “ but in the abstract, not in the concrete.”
Health reform progressives describe the “one-size-fits-all” notion in these abstract terms – “comprehensive,” “essential benefits,” “community rating,” and
“standardized.”
With this language,
they imply that once you apply the same standards to all members of
society you achieve some kind of utopian nirvana. Ideally,
I suppose, you should redistribute health benefits equally and
fairly to everyone.
In the abstract,
this is a wondrous idea.
Unfortunately, as Orwell, a committed socialist, noted, “All
animals are equal, but some are more equal than others.” This holds true in the most advanced social
welfare states. Those with money and
political influence the care they want, even if it involves travelling to
capitalistic America to get it.
The Affordable Care Act, (sections1302) lists “essential
benefits” as,
·
Ambulatory
patient services
·
Emergency
services
·
Hospitalization
·
Maternity
and newborn care
·
Mental
health and substance use disorder services, including behavioral health
treatment
·
Prescription
drugs
·
Rehabilitative
and habilitative services and devices
·
Laboratory
services
·
Preventive
and wellness services and chronic disease management
·
Pediatric
services, including oral and vision care.
This
is the doctrine of “essentialism,” namely, that all health care services
are essential to society and should be available to all regardless of individual abilities, skills, need,
education, or economic status. Essentialism
ignores merit, risk, and economic growth. These factors apparently deserve no special rewards. Presumably, when government homogenizes humankind into one lump, all will be well, and the nation's level of health will be elevated.
“Community
rating”, also called guaranteed issue, as opposed to risk rating, is defined as, “
A concept usually
associated with health insurance, which requires health
insurance providers to offer health insurance policies within a given territory
at the same price to all persons without medical underwriting, regardless of their
health status. Pure community
rating prohibits insurance rate variations based on demographic characteristics
such as age or gender, whereas adjusted
or modified community rating
allows insurance rate variations based on demographic characteristics such as
age or gender.
If only you could“standardize” care for all, all the better.
Every American, in more prosaic language, should have
equal access to comprehensive care, regardless of age, health, pre-existing illness, geographic
location, insurance coverage, or citizenship status.
- If you are young and healthy, you should pay the same as the old and sick,
even if you cost society nothing in the short run. In the long run, you will become old and sick.
- If you are poor, the government should
subsidize you to raise you to the level of more affluent citizens.
- If you are in a small business, you must pay for comprehensive coverage of
your young healthy employees as you
would for a more mature and older work force.
Charity for all, and all eggs in one basket. are the goals of progressives, as long at government is directing the effort and the "rich" are paying their "fair share."
No doubt these are noble goals.
The problem is, of course, that even an affluent society like America
cannot afford “Gold,” “Platinum,” and “Cadillac” plans for all and still
provide services that allow for personal freedom and choice that fits the needs
of individual segments of the population.
In America, the land of capitalism, individualism, meritocarcy, entrepreneuralialismm diversity, and regional variation, one-size-fits-all does not fit all and raises the cost for all.
The ideological abstract does not translate into concrete realities. Simplicity is not so simple, and the abstract is not the concrete.
Tweet: Abstract health reform terms such “comprehensive,” “essential benefits,” “community
rating,” and “standarization," have ennormous cost implications.
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